Here are ten top luxury Maldives resorts known for private‑beach or private‑island accommodation (each link is the resort’s official info page):

• Soneva Jani — Noonu Atoll. Iconic over‑water and island villas plus secluded beachfront “Beach Hideaway” villas with direct access to pristine sand and a private lagoon. (soneva.com)

• Gili Lankanfushi — North Malé Atoll. A private‑island resort with villa categories that include beachfront family villas and ultra‑private over‑water residences; highly exclusive “Private Reserve” option. (gili-lankanfushi.com)

• One&Only Reethi Rah — North Malé Atoll. Large private island fringed by multiple white‑sand beaches and secluded beachfront villas and residences. (oneandonlyreethirah.ultraluxurymaldives.com)

• The St. Regis Maldives Vommuli Resort — Dhaalu/Private island. Private‑island resort offering beach villas (many with private pools) and exclusive stretches of sand. (marriott.com)

• Velaa Private Island — Noonu Atoll. Ultra‑private island resort built around seclusion and bespoke experiences; beachfront villas, private‑island dining and activities. (velaaprivateisland.com)

• Cheval Blanc Randheli — Noonu Atoll. Luxury island villas including “Island Villa” options with private beach, gardens and infinity pools. (chevalblanc.com)

• JOALI Maldives (and JOALI BEING) — Raa/Noonu (depending on property). Stylish private‑island resort(s) with a range of beach villas and beach residences that offer direct, private beach access. (joali.com)

• Waldorf Astoria Maldives Ithaafushi — South Malé Atoll. Large multi‑island resort with beach villas and a separately available “Ithaafushi — The Private Island” for total exclusivity. (waldorfastoriamaldives.com)

• Four Seasons Resort Maldives at Landaa Giraavaru — Baa Atoll. Renowned Four‑Bedroom Landaa Estate and multiple beach villas with private stretches of white sand; located in a UNESCO Biosphere Reserve. (fourseasons.com)

• Six Senses Laamu — Laamu Atoll. Eco‑conscious private‑island resort with beachfront villas (private pools and direct beach access) and secluded sandbanks. (sixsenses.com)

Quick notes

• In the Maldives many luxury properties are literally private islands (or have private beachfront villas), so the beaches you use are generally reserved for hotel guests. (See the individual resort pages above for specifics and villa categories.) (waldorfastoriamaldives.com)

If you’d like, I can:

• Narrow these to a specific atoll, activity (diving/manta sightings, surfing, spa, family‑friendly) or travel window, or
• Compare two or three of these properties (villas, transfer type, sample rates).