Short answer — the most recommended mobile banking apps in Sri Lanka right now are HNB’s SOLO and Commercial Bank’s ComBank Digital / ePassbook. Both are widely used, actively developed, and regularly highlighted in local press for features, large user bases and frequent updates. (HNB.net)

Quick shortlist (with why)

• HNB SOLO — strong UX and frequent feature updates (QR payments, LankaQR integration, biometric login, multi‑language support); HNB has promoted SOLO as one of the highest‑rated banking apps in the country and added trilingual support and bill‑pay features in recent updates. Good if you want a modern wallet/QR payments experience plus full bank linking. (businesscafe.lk)
• ComBank Digital / ComBank ePassbook — very feature rich for both retail and business users (real‑time notifications, self‑registration, e‑FD/redemptions, card management, multilingual support); Commercial Bank reports more than a million registrations for its ePassbook and has won national awards for its digital platform. Strong choice for comprehensive online banking. (businesstoday.lk)
• NDB / NDB Wealth apps (NDB Mobile / Xapp) — good for NDB customers and investors; NDB’s digital offerings (including investment apps) are getting attention for investment and wealth features. (Example: Xapp on App Store / updates.) (apps.apple.com)
• Other major banks to consider: Hatton National Bank (HNB — SOLO listed above), Sampath Bank (Vishwa), People’s Bank mobile app, Nations Trust and Amãna Bank — each has strengths (branch/ATM coverage, specific product ties) but user reports and reliability vary. If reliability and fewer errors are critical, check recent user reviews for the specific bank app before committing. (reddit.com)

How to choose the best one for you

• If you want best overall digital experience + QR/wallet features: HNB SOLO. (businesscafe.lk)
• If you need full online banking features (FDs, loans, business tools, advanced card management): ComBank Digital / ePassbook. (combank2023.annualreports.lk)
• If you already bank with a particular bank, use that bank’s official app for account linking and features (it’s usually the simplest option).
• Check recent Play Store / App Store reviews and your bank’s support channels before switching — app performance and outages do happen and user experience can change quickly. (reddit.com)

If you want, I can:

• Pull the latest Play Store / App Store ratings and recent reviews for a specific bank app (so you see current reliability and rating trends), or
• Compare two specific bank apps side‑by‑side (features, ratings, notable user complaints, languages supported).

Which would you prefer?