Short answer — the bank/remittance apps Sri Lankans most commonly use for incoming international transfers (fastest, most features, or widest partner networks) are:

• BOC Smart Remit — Bank of Ceylon’s dedicated remittance app (direct-to-account and cash‑pickup options, multilingual interface). (boc.lk)
• ComBank RemitPlus / ComBank Digital — Commercial Bank’s remittance portal + RemitPlus app (wide agent network, instant credit / cash pick‑up options). (combank.lk)
• Sampath RemitWise — Sampath Bank’s remittance app for tracking, agent locations and beneficiary requests. (apps.apple.com, enbsl.lk)
• NDB NEOS (NDB) + Lanka Remit (national remittance app) — NDB’s NEOS mobile banking supports remittance services and Lanka Remit is a CBSL-backed national remittance channel to route inflows efficiently. (ndbbank.com)
• SC Mobile (Standard Chartered Sri Lanka) — full-featured international transfers from the bank’s mobile/online banking (good if you already bank with SC). (sc.com)

A few quick practical notes and cautions

• Speed / pickup vs direct deposit: bank remittance apps (BOC, ComBank, Sampath, NDB) often give both direct-to-account credit and cash pick‑up through partner agents — choose based on beneficiary needs. (boc.lk, combank.lk)
• If you bank with an international bank (HSBC, Standard Chartered) their Global View / Global Transfers or SC Mobile can be very convenient — but check local regulatory limits: HSBC Sri Lanka has published temporary restrictions on some outward Global Transfer functions to comply with local FX rules. (Check HSBC notices before relying on instant outward transfers.) (hsbc.lk)
• Fintechs (Wise, Payoneer and others) are sometimes usable but may have country-specific limitations for Sri Lankan residents (availability of multi‑currency receiving accounts, cards, or new signups can change). Always check the provider’s country support page before planning to receive salary or large payments. The Central Bank also publishes authorised remittance partners (useful to verify legal/regulated channels). (apps.apple.com, cbsl.gov.lk)

Which to pick (short guide)

• For friends/family sending small/medium amounts from many countries: BOC Smart Remit or ComBank RemitPlus (easy card‑to‑app transfers, cash pickup). (boc.lk, combank.lk)
• For account holders who want full mobile banking + inbound remittance support: NDB NEOS or Sampath (good tracking, account features). (ndbbank.com, apps.apple.com)
• For existing customers of