Here are well-regarded private‑credit entry points in Singapore, grouped by type so you can pick what fits your investor profile (retail vs accredited / HNW). I list the key points (who it’s for, minimums/liquidity, what they actually offer) and important cautions.

1. Funding Societies — SME loans / marketplace lending

• Best for: retail investors and institutions wanting short‑to‑medium term SME debt exposure in Southeast Asia.
• What you get: individual SME loans, trade finance and term loans with periodic repayments; platform claims large regional scale and a MAS CMS licence.
• Typical ticket / liquidity: Low minimums per loan (tens of SGD) but loans are relatively illiquid unless a secondary market exists.
• Why consider: longest‑running SEA SME lending marketplace with wide loan flow and institutional backing. (fundingsocieties.com, techcrunch.com)

2. StashAway Private Credit (multi‑manager via Hamilton Lane)

• Best for: Accredited Investors who want institutional‑grade private credit exposure with simpler onboarding and lower minimums than direct funds.
• What you get: a USD‑denominated private credit portfolio managed/seeded by Hamilton Lane (multi‑manager senior secured focus). Often open‑ended but with limited liquidity windows—check current product docs.
• Why consider: access to institutional managers through a regulated digital wealth platform. Requires Accredited Investor status. (stashaway.sg)

3. Syfe (BlackRock collaboration) — curated private credit access

• Best for: Accredited Investors seeking US middle‑market direct lending exposure via a digital wealth wrapper.
• What you get: a product/partnership offering exposure to a BlackRock middle‑market private credit strategy (offered via Syfe in Singapore). Minimums and liquidity set by the product.
• Why consider: BlackRock institutional capability made available through an app platform. (syfe.com)

4. Kilde — regulated Singapore private‑debt marketplace (accredited investors)

• Best for: accredited HNWIs, family offices and credit funds wanting deal‑level private debt (shorter tenors / BNPL, consumer/merchant finance portfolios).
• What you get: deal‑by‑deal senior secured notes, relatively low per‑deal minimums for AIs, with MAS CMS licensing and stated collateral structures—terms vary by deal.
• Why consider: local regulated specialist focused on private debt and tokenisation use cases. (kilde.sg, en.wikipedia.org)

5. Private banks & bespoke solutions (DBS Private Bank, Standard Chartered, OCBC, etc.)

• Best for: UHNWIs and family offices wanting customised private credit allocations (direct lending, co‑invests, managed funds).
• What you get: bespoke mandates, fund access and co‑investment opportunities arranged/curated by the bank; often delivered with partner managers (e.g., Hamilton Lane partnerships). Requires bank private‑bank relationship; minimums typically high.
• Why consider: institutional diligence, deal sourcing and structuring support from established wealth managers. (dbs.com, fnlondon.com)

Other notable SME / P2P / debt marketplaces to consider (smaller scale or mixed track records): BRDGE (formerly SeedIn), Capital Match, Crowdo, MoolahSense — useful for yield seekers but check historical default rates, platform disclosures and MAS status. (dollarsandsense.sg, valuechampion.sg)

Key risks & selection checklist (must read before investing)

• Liquidity: private credit is often illiquid or has limited redemption windows.
• Credit / platform risk: borrower defaults and platform operational failure are primary risks. Check platform historical NPLs, recovery process and trustee/escrow arrangements.
• Regulatory status: prefer platforms with a MAS Capital Markets Services licence or clear exemptions. MAS rules also affect crowdfunding and debenture offers—know whether offers are private, to AIs, or public. (compliance.waystone.com, fundingsocieties.com)
• Eligibility: many private credit products in Singapore require you to be an Accredited Investor (criteria and opt‑in rules administered by MAS). (hsbc.com.sg)
• Diversification & due diligence: spread across managers/platforms, loan types and geographies; review fees, waterfall, collateral and trustee arrangements.

If you want, I can:

• Narrow recommendations to only MAS‑licensed platforms; or
• Compare 2–3 platforms side‑by‑side (fees, minimums, target returns, liquidity) — tell me which ones and I’ll pull the latest product factsheets and link sources.