Here are Sri Lankan life insurers that are repeatedly cited for fast / streamlined claims (with brief evidence and one-line reason why). I recommend checking the insurer’s current claim SLA and your policy’s terms before buying — processes and digital services change frequently.

• AIA Insurance Lanka — known for strong automation and fast turnarounds (AIA reports ~75% of claims completed within hours and public articles about faster, automated claim settlements). (ceo.lk)

• Union Assurance — markets digital claims and customer‑facing apps (their digital Clicklife/digital initiatives are highlighted as enabling faster customer service and claims). (ten.lk)

• Sri Lanka Insurance Corporation (SLIC) — the country’s largest life insurer with wide branch network and operational capacity that supports timely settlements (SLIC cited for scale, ISO certification and established claims operations). (ten.lk)

• Softlogic Life Insurance — a large private life insurer with digital channels and a substantial policyholder base; cited for digital innovation and broad operations that improve service speed. (en.wikipedia.org)

• Janashakthi / HNB / other large players (Janashakthi, HNB/related bancassurance partners, AIA’s bancassurance links) — large, established insurers and bancassurance players often offer faster pay-outs through automated/bank-linked settlement options. (examples: AIA’s bank ATM payment pilot and several banks/insurers using bancassurance to speed cash disbursement). (dailymirror.lk)

Quick practical tips to get a faster life-claim outcome

• Submit a complete claim package (death certificate, policy document, beneficiary ID, medical records) in one go.
• Use insurer online portals / apps to upload documents and track status.
• If the policy is bancassured, confirm banking details early (some insurers pay via partner banks/ATMs for speed).
• Keep clear beneficiary nomination records and copies of the policy & NIC to avoid verification delays.

If you’d like, I can:

• look up the latest published claim‑settlement SLAs (average turnaround times) for any one insurer above, or
• fetch the insurer contact/claims submission page for 1–2 companies so you can compare exact requirements and expected timelines.