Here are Sri Lankan life insurers known for fast, technology‑enabled claim handling plus quick practical tips to speed up any claim.

Recommended insurers (with what makes them fast)

• Softlogic Life — launched the InstaClaim app and an AI claims engine (“Lifey”) that the company says can process simple claims in minutes and corporate claims in 48 hours. (softlogiclife.lk)
• Janashakthi Insurance — offers real‑time/ATM cash payout options (via Sampath Bank) to speed payment collection and has pushed digital claims convenience. (businesstoday.lk)
• HNB Assurance — ISO‑certified life claims department and a major digital/automation programme (aiming to automate large parts of claims and pilot rapid payouts, including very fast health claim settlement). (hnbassurance.com)
• Ceylinco Life — large market player with digital channels (chatbot, call‑centre, WhatsApp) and processes that enable direct bank payment of settled claims. (dailymirror.lk)
• AIA Insurance Lanka — established bancassurance and digital channels and widely recognised for customer servicing and operational scale (good support for prompt claims via its branch/partner network). (aialife.com.lk)

Quick practical tips to get a faster payout

• Choose policies and insurers that advertise digital claim apps, instant/ATM payout options or express‑claim products (examples above). (see company pages). (softlogiclife.lk)
• Keep your policy bond, nominee details and clear ID ready; submit a complete claim pack (death certificate, policy bond, claimant ID, claim form, medical records/post‑mortem or FIR if required).
• Use the insurer’s digital/WhatsApp/email claim channels where available — they reduce processing time vs paper. (ceylincolife.com)
• Notify the insurer promptly and follow any checklist they provide so the “clock” for settlement (after receipt of all documents) starts sooner.
• If a claim stalls, the Sri Lanka Insurance Ombudsman can help mediate unresolved disputes. (insuranceombudsman.lk)

If you want, I can pull contact numbers, the insurer claim‑form links, or the exact documents required for any one of these companies — tell me which insurer and I’ll fetch the claim contact and checklist.