Below is a concise summary of the online / mobile banking services you’ll commonly find at major Kazakh banks, plus examples of what each bank’s app/platform offers today. (I pulled each bank’s features from the banks’ public sites/app listings.)
Major players and what their digital platforms offer
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Kaspi (Kaspi.kz / Kaspi Super App)
- Super‑app combining payments, e‑wallet, debit card (Kaspi Gold), P2P transfers, QR payments, marketplace, BNPL/instalments, bill payments, public services and “My Bank” personal finance tools. Strong merchant POS/QR ecosystem and cross‑border card transfers. (ir.kaspi.kz)
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Halyk Bank (Homebank / Halyk app)
- Full mobile/online bank: open cards and deposits online, instant online loans (advertised up to ~7,000,000 KZT), online mortgage/car loan applications, installment plans, P2P transfers by phone number, QR and cardless ATM withdrawal, biometric login and push notifications, bills and public services. Registration can be completed via video ID/KYC in the app. (halykbank.kz)
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Bank CenterCredit (BCC mobile / bcc.kz)
- Mobile app / internet‑bank with online deposits, instant cash/consumer loans (online limits advertised up to ~7,000,000 KZT), card‑to‑card transfers, currency exchange platform, brokerage/account opening and cashback/loyalty features. Many retail and investment services can be opened and managed in the app. (bcc.kz)
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Eurasian Bank
- Mobile app (“My Bank”) for account/card management, payments, transaction statements (PDF), push notifications, bonuses tracking, FX platform, public services and (in recent updates) the ability to open deposits and current accounts online. App releases and feature notes are available in app stores. (apps.apple.com, retailbankerinternational.com)
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Jusan Bank
- Active digital focus — redesigned mobile app with personalized recommendations/alerts, online account/card/deposit management, and other digital-first features. Jusan markets continuous app upgrades and digital onboarding. (jusan.kz)
Other banks
- Most mid‑size and regional Kazakh banks (ForteBank, ATFBank, Sberbank Kazakhstan (status/ownership can change), etc.) offer mobile apps and internet banking with similar core features: account/card management, transfers, bill payments, card controls, QR payments and some online product opening. (Exact product availability and limits differ by bank and change over time.) (news.ssbcrack.com, oreanda-news.com)
Common online banking features across Kazakh banks
- Account and card management (balances, statements, PIN and card blocking)
- P2P and card‑to‑card transfers (often via phone number or card number)
- Bill payments (utilities, taxes, fines), public services integration (digital documents, benefits)
- QR payments and merchant POS integration (many banks support QR‑based pay and cardless ATM withdrawals)
- Online product opening: digital cards, deposits, consumer loans, BNPL / instalment offers
- Foreign transfers, FX/conversion tools and sometimes integrated investment/brokerage services
- Security: two‑factor auth, biometrics (Face ID/Touch ID), push notifications and transaction alerts. (ir.kaspi.kz, halykbank.kz)
How to access these services (typical steps)
- Download the bank’s official mobile app from the App Store / Google Play (look for the bank’s verified developer entry).
- Register using your IIN (individual ID number) and phone number; many banks use a video KYC step for full remote onboarding. (halykbank.kz)
- Set up app security (PIN/biometrics) and link cards/accounts.
- Use the app menu for transfers, bill payments, opening products or contacting support.
A couple of practical notes
- “Super‑app” players (Kaspi) combine banking + marketplace + payments in one place; traditional banks (Halyk, Forte, BCC, Eurasian, Jusan) emphasize bank product breadth plus digital onboarding. (ir.kaspi.kz, halykbank.kz)
- Exact limits, fees, onboarding requirements and features change frequently. For account limits, interest rates, fees, international transfer fees or specific product availability, check the bank’s official site or app pages (or their customer service) before opening or moving large amounts. (bcc.kz, apps.apple.com)
If you want, I can:
- Pull together direct links to the official mobile app pages (App Store / Play Market) and the banks’ product pages for a selected list of banks; or
- Compare two or three specific banks (features, fees, app ratings) side‑by‑side.