Short answer — many of the major AI-enabled source‑to‑pay / spend‑management vendors advertise real‑time (or near‑real‑time) spend analytics. Notable platforms (with vendor docs/pages showing real‑time or “up‑to‑date” spend analytics / AI spend insights):

• Coupa — AI‑native total spend management with real‑time monitoring, dashboards and AI spend insights. (coupa.com)
• GEP SMART — AI‑driven spend analysis with real‑time visibility and interactive dashboards. (gep.com)
• JAGGAER — procure‑to‑pay / spend‑management suite that advertises real‑time analytics and dashboards for spend decisions. (jaggaer.com)
• Ivalua — unified analytics layer with “real‑time data” and embedded spend dashboards. (ivalua.com)
• Zycus — AI/agentic spend analysis (iAnalyze) that provides real‑time, actionable spend insights and alerts. (zycus.com)
• SAP (Ariba / Spend Control Tower) — spend analysis / Spend Control Tower delivers near‑real‑time spend insights and embedded AI. (sap.com)
• Oracle Fusion Cloud Procurement — prebuilt/real‑time spend subject areas and spend classification dashboards. (docs.oracle.com)
• Basware — Basware Insights / Spend Insights offering real‑time spend and AP visibility with AI analytics. (basware.com)
• Tradeshift — analytics/BI app (QuickSight + Amazon Q) and real‑time AP/spend dashboards. (tradeshift.com)
• Procurify — mid‑market P2P with real‑time procurement/spend dashboards and new AI Spend Insights. (procurify.com)
• Corcentric / Determine — spend analytics offering real‑time KPIs and forecasting in their analytics modules. (corcentric.com)
• Precoro, Tipalti and others (Precoro, Tipalti, etc.) — advertise real‑time dashboards / spend analytics for mid‑market customers. (precoro.com)

Quick caveat: “Real‑time” can mean different things (live transaction feeds, near‑real‑time ETL/streaming, or dashboards updated on a short schedule). Vendor marketing language varies, so for SLAs / refresh cadence, anomaly‑detection latency, and specific AI features (classification, agentic assistants, alerts) check the vendor datasheet or ask for a demo/proof‑of‑concept.

If you want, I can:

• narrow this to enterprise vs mid‑market vendors,
• compare two or three platforms you’re considering, or
• pull the specific product datasheets / refresh‑cadence details for any vendors above.