Short answer: There are multiple companies called “Univest.” Two common ones are legitimate but very different — a long‑established U.S. bank (Univest Financial / Univest Bank & Trust) and a newer India‑based fintech (Univest / Univest.in). Which one matters. Summary and how to verify each:

1. Univest Financial Corporation / Univest Bank & Trust (U.S.)

• Legitimate, long‑standing bank founded in the 19th century, publicly traded (ticker UVSP) and regulated (FDIC member). It publishes investor/press releases and financial results. (ir.Univest.net)

2. Univest (India) — Univest / Univest Communication Technologies Pvt. Ltd. and Univest Stock Broking Pvt. Ltd.

• Appears to be a bona fide India startup (CIN listed on its site, corporate address in Gurugram, and a broking subsidiary with an SEBI registration number shown on its site). It also raised venture funding (Series A) reported in Indian press. (Univest.in)
• However, user reviews and forum posts are mixed: many positive users, but several strongly negative posts accusing poor advisory performance, refund issues and calling the service a “scam.” That indicates customer experience is uneven and there have been complaints online (forums/Reddit, review sites). (reddit.com)

What “legit” means and recommended checks

• “Legit” legally: both the U.S. Univest bank and the India Univest show formal registrations/filings and public disclosures, so they are not anonymous scam websites. (Legal/regulatory status can be checked with FDIC/SEBI/ROC or stock exchange filings.)
• Practical risk: a registered company can still offer poor products, use aggressive marketing, or have customer‑service/refund problems. The India Univest has mixed user feedback and complaints that are worth considering before paying for premium advisory services.

Practical next steps you can take

• If U.S. bank: check FDIC, company investor site or stock filings for confirmation. (ir.Univest.net)
• If India Univest and you’re considering paid services:
  • Verify the SEBI registration number shown for the broking arm on SEBI’s intermediary register.
  • Confirm the company’s CIN and address on the MCA/ROC portal.
  • Search for recent user reviews and complaints on consumer forums, social media and platforms like Reddit and Scamadviser. (Univest.in)
  • Start with a short/low‑cost trial, keep records of communications, and confirm refund/cancellation terms before subscribing.

If you tell me which Univest you mean (the U.S. bank or the India fintech), I can pull up the specific regulatory filings and recent reviews for that entity.