I think you meant Sri Lanka. “Best” depends on what you need (consumer banking, business/SME banking, international transfers, simplicity, or security). Here are the leading digital banking apps in Sri Lanka (2024–2025 awards, downloads and industry recognition) and when each is the best choice:

Top apps and when to choose them

• ComBank Digital (Commercial Bank of Ceylon) — best overall consumer mobile banking experience and feature set. Won Global Finance’s “Best Mobile Banking App” for Sri Lanka (2023) and is widely used by retail customers. Good if you want a polished app, broad features and high local adoption. (ceylontoday.lk)

• People’s Wave (People’s Bank) — best for mass-market adoption, easy onboarding and local payments. It’s one of the most-downloaded finance apps in Sri Lanka and has won local awards and recognition for popularity and digital payment products. Good if you want wide branch/network integration and simple national payment features. (agamya.lk)

• NDB NEOS / NEOS BIZ (NDB Bank) — best for SMEs and business banking. NDB has been recognised for SME digital banking and their NEOS BIZ platform targets business workflows (user roles, maker-checker, supply-chain features). Choose this if you run a business and need advanced business banking tools. (lankaweb.com)

• HSBC Sri Lanka digital services — best for international customers and premium banking with strong security and cross-border features. HSBC Sri Lanka has been named Best Consumer Digital Bank in local/global award rounds (recent years), making it a strong choice if you need global banking links. (businesscafe.lk)

How to pick for yourself (quick checklist)

• If you mainly want day-to-day retail features (payments, bill pay, e-statements, QR/BPay): ComBank Digital or People’s Wave.
• If you run a business (multiple users, approvals, trade/working capital): NDB NEOS BIZ / TradeLinc.
• If you need international banking, multi-currency or travel support: HSBC Sri Lanka (or another international bank’s app).
• Check current app-store ratings, recent reviews and whether self-onboarding is available before switching.

If you want, I can:

• Compare two specific apps side-by-side (features, fees, ratings).
• Check current Google Play / App Store ratings and recent user reviews (I can look them up now).