Here are the best / most notable digital banking options in Sri Lanka right now (short list with why they stand out). I checked current sources for each one.

1. Commercial Bank of Ceylon — “ComBank Digital”

• Why: Frequently rated Sri Lanka’s best mobile banking app; large customer base, comprehensive omni‑channel features (account opening, transfers, bill pay, FDs, notifications). (ceylontoday.lk)

2. HNB (Hatton National Bank) — HNB mobile banking + SOLO wallet

• Why: Strong mobile platform, widespread adoption; SOLO is a popular wallet/LankaQR‑enabled payment app that works for HNB and non‑HNB customers and supports bill payments, biometrics and merchant QR payments. Recent upgrades include multilingual support and enhanced security. (hnb.net)

3. FriMi (by Nations Trust Bank)

• Why: Marketed as a full digital banking lifestyle app (accounts, payments, top‑ups, savings features); positioned as one of Sri Lanka’s first fully‑featured digital bank experiences and open to non‑bank customers. Good for everyday digital payments and API/fintech integrations. (FriMi.lk)

4. People’s Bank — “People’s Wave” mobile app / People’s Pay wallet

• Why: One of the largest user bases (millions of registrations), trilingual apps and strong focus on financial inclusion; supports >50 transaction types, remote account opening and wallet features. Good option if you want broad national coverage and state‑bank reliability. (peoplesbank.lk)

5. Sampath Bank — “Sampath Vishwa” (retail) + WePay wallet

• Why: Sampath’s refreshed Vishwa app and WePay virtual wallet offer card linking, LankaQR merchant payments, touchless ATM withdrawals and virtual wallet cards—good for contactless and card/online payments. (enbsl.lk)

Notes and how to choose

• What “best” means depends on you: look for (a) ability to open an account remotely, (b) LankaQR / merchant acceptance, (c) fees and limits, (d) multicurrency or remittance features if you need them, and (e) customer support/reliability.
• If you need purely a payments/wallet experience rather than a full bank account, SOLO, FriMi, WePay and People’s Pay are convenient. For full banking services (loans, FDs, salary accounts) ComBank, HNB, People’s Bank and Sampath are strong.
• Check app store reviews, current fees and the bank’s onboarding/KYC requirements before switching; features and offers change frequently.

If you’d like, I can:

• Compare two or three of these side‑by‑side (fees, onboarding, limits, supported services), or
• Pull the latest app ratings / recent user reviews from the Play Store / App Store for any specific bank.