Do you want a quick list of the major digital banking apps in Sri Lanka (with short notes on each), or a more detailed comparison (features, fees, security, app store links and user ratings)?
Below is a concise list of the main retail bank apps / digital payment platforms you’ll encounter in Sri Lanka plus a few important national payment systems — useful if you’re researching options or comparing services.
Major bank mobile apps / digital banking platforms (bank — common app name / notes)
- Commercial Bank of Ceylon — ComBank Digital (ComBank app / internet banking). Widely used for retail banking, cards, LankaQR payments and merchant services; occasional user-reported problems and phishing risks have been discussed publicly, so verify official URLs and app stores. (reddit.com)
- Hatton National Bank (HNB) — HNB SOLO (HNB’s mobile-first digital platform). Marketed as a full-featured mobile banking app with payments, cards and e-services. (techiskole.online)
- Sampath Bank — Sampath mobile banking / Sampath Vishwa integrations. Supports account management, transfers, cards and digital insurance cross-sell in newer initiatives. (fliphtml5.com)
- People’s Bank — People’s Bank Mobile (People’s Mobile). One of the most-downloaded banking apps in the country; strong outreach to rural users and wide branch/agent network integration. (colombogazette.com)
- Bank of Ceylon (BOC) — BOC mobile / BOC Internet Banking. Large state bank with mobile banking and wide ATM/branch coverage. (BOC often appears among major retail bank apps.)
- Nations Trust Bank (NTB) — NTB Mobile / NTB digital banking. Focus on retail and SME digital services.
- DFCC Bank — DFCC mobile / internet banking and DFCC digital offerings.
- Seylan Bank, Sampath (already above), and other mid‑sized banks — each offers an Android/iOS app and support for LankaQR and bank transfers.
Important non-bank / national payment platforms and wallets
- LankaQR (LankaPay) — a national QR standard supported by many bank apps and e‑wallets for merchant payments (interoperable across participating banks/apps). Widely promoted by LankaPay and the Central Bank. (en.wikipedia.org)
- GOVPAY — government digital payments platform (for paying government fees/charges) integrated with participating bank apps and online banking (launched 2025). Useful when paying official charges online. (en.wikipedia.org)
- eZ Cash (Dialog / eZ Cash and other mobile money services) — mobile wallet / e-money services that also integrate with bank transfers and merchant payments (widely used especially for smaller value transfers and remittances).
Quick guidance / tips
- Interoperability: Many bank apps support LankaQR so you can pay merchants across different banks using the same QR standard. (en.wikipedia.org)
- Security: Always download banking apps from official App Store / Google Play store pages or the bank’s official website links. Watch for phishing sites and fake apps — a few recent reports flag phishing attempts and odd app behaviors for major banks. (reddit.com)
- Features to compare: P2P transfers, bill pay, mobile top-ups, card controls, FD/loan management, switching between local currency and (if needed) international card usage, fees for transfers and merchant MDRs.
- If you want to open an account remotely: check each bank’s site/app for e‑KYC availability — many banks now allow partial onboarding through mobile apps but exact requirements vary.
If you’d like, I can:
- Produce a short side-by-side comparison (features, fees, app store ratings) of 5–8 specific apps, or
- Look up the latest app-store ratings and download counts for any specific bank apps right now. Which would you prefer?