Here’s a concise guide to the main mobile-banking and mobile-payment apps used in Sri Lanka (bank apps first, then popular mobile wallets / payment services), with a one-line summary and where to get them.

Bank mobile apps

• Commercial Bank — ComBank Digital / ComBank Mobile: full-featured mobile and digital banking (accounts, cards, transfers, bill pay, e-statements). Available on Google Play, Apple App Store and Huawei AppGallery. (combank.lk)
• Bank of Ceylon — BOC Flex: newer BOC mobile app for account opening, transfers, bill-pay, biometric login and built-in finance tools. Available on major app stores. (boc.lk)
• Hatton National Bank — HNB SOLO (HNB mobile app): retail banking, transfers, bill payments, cards and biometric login (HNB advertises SOLO as their flagship digital channel). (Check HNB site or app stores for latest features.)
• Sampath Bank — Sampath Mobile / Sampath Vishwa (Sampath’s mobile banking): account management, transfers, bill pay and card services via iOS/Android apps.
• Bank of Ceylon, People’s Bank, Commercial, Seylan, NDB, DFCC, Cargills, Seylan, and others — most major Sri Lanka banks offer native mobile apps (view accounts, transfer funds, pay bills, open simple savings/fixed deposits and use biometric login). Seylan’s app also supports Sinhala and Tamil. (seylan.lk)

Mobile wallets / telecom-led payments

• mCash (Mobitel): mobile wallet for P2P transfers, top-up, bill-pay, merchant payments and QR payments (mCashQR). Available on Android/iOS. Approved by Central Bank; interoperable with LankaQR in many cases. (mobitel.lk)
• ezCash (Dialog / formerly a Dialog service): popular telecom mobile wallet / payments platform (top-ups, bills, merchant, P2P). (Check Dialog/e-wallet pages or app store listings for current branding/feature set.)
• Other fintech/payments: several banks and PSPs support LankaQR and interoperable QR payments (banks’ apps and mobile wallets increasingly support scanning/receiving via LankaQR).

Interoperability and standards

• LankaQR (Central Bank standard) and LankaPay rails: many bank apps and mobile wallets support QR payments and interbank transfers via LankaPay standards; this makes QR/payments and some transfers interoperable across providers. (Confirm on your bank/app for exact support.) (mobitel.lk)

How to get/start

• Download from the Google Play Store / Apple App Store (or Huawei AppGallery for Huawei devices). Banks generally provide registration/instruction pages on their websites and often allow self-registration inside the app or linking via existing internet-banking credentials. For mobile wallets you may need SIM verification or visit a retailer to register depending on the provider. (seylan.lk)

Security tips

• Use the official app from the bank/provider’s website or the official app store listing (check publisher).
• Enable biometric login and app PINs, keep the app and OS updated, never share OTPs or passwords, and use the bank’s soft-token if offered for stronger OTP security. (seylan.lk)

If you want:

• I can list direct app-store names/links for a specific bank or wallet (e.g., ComBank, HNB SOLO, BOC Flex, mCash) or compare features (fees, QR support, account opening) between 3–5 apps — tell me which banks or apps you care about.