Here are major Australian private health insurers that offer telehealth or virtual-care services (services, scope and eligibility vary by policy — check your fund’s website or policy documents for details):

• Bupa — offers 24/7 telehealth/virtual GP services (Blua) and expanding virtual mental‑health/clinic networks. (media.Bupa.com.au)
• Medibank (including ahm) — provides telehealth for many extras services (psychology, physio, dietetics, lactation consultants, etc.), 24/7 nurse and mental‑health support in the Medibank app, and has acquired telehealth capability (Medinet). (Medibank.com.au)
• NIB — offers GP telehealth via a partner network (hub.health) and covers eligible telehealth extras consultations (subject to cover type). (NIB.com.au)
• HCF — runs a suite of telehealth and digital‑mental‑health partnerships (GP2U, PSYCH2U, others) and pays benefits for eligible telehealth extras. (HCF.com.au)
• ahm — (owned by Medibank) explicitly covers many extras via telehealth (psychology, physio, exercise physiology, etc.) and has extended telehealth benefits. (help.ahm.com.au)
• GMHBA (and several other smaller/community funds) — pay benefits for a range of extras delivered by telehealth (psychology, physio, dietetics, speech therapy, etc.). (GMHBA.com.au)

Notes and tips

• “Telehealth” offerings differ: some insurers provide their own 24/7 virtual GP/mental‑health services, others pay benefits for telehealth versions of extras (psychology, physio, allied health) or partner with third‑party telehealth providers. (media.Bupa.com.au)
• Medicare rules still affect GP/specialist rebate eligibility — many insurer telehealth services relate to extras or privately provided telehealth rather than replacing Medicare‑funded out‑of‑hospital visits. (uts.edu.au)
• Always check your specific product guide for waiting periods, annual limits, which telehealth services are covered and whether the consult must be with a “recognised provider” to claim. (Medibank.com.au)

If you want, I can: (a) compare telehealth inclusions for 2–3 specific insurers/policies you’re choosing between, or (b) find exact links to each insurer’s telehealth page. Which would you prefer?